AZ (480) 939-4300 | OK (405) 253-2030 | TX (214) 945-2626 | WA & OR (509) 464-6800
People who live in rented apartments and homes need insurance protection that only HO-4 insurance can provide and not the landlord’s insurance. HO4 insurance, also called renters insurance, protects renters from unexpected accidents or incidents in the rented apartment. This is why Most landlords require tenants to purchase HO-4 insurance or renters insurance from major…
There’s a chance you’ve come across the word “Tort” when buying your car insurance. Often, “Tort” is a confusing term in auto insurance because it’s largely used in legal affairs. Not everybody understands the meaning of Tort or Full Tort when used in insurance. If your insurer or state mentions “Full tort coverage,” it means…
Every 45 seconds, a car is stolen in the United States. Being a victim of car theft is daunting. To help save your pain, you can file a cash settlement or brand-new car depending on your insurance policy coverage if you have car insurance. But what happens if, out of nowhere, your stolen car turns…
Standard homeowners insurance policies don’t often cover some perils like sewer backup. The losses, both financial and social, from a sewer backup peril can be devastating. It won’t be easy to recover without insurance coverage. This is why sewer backup insurance is becoming common. But most homeowners insurance policyholders aren’t aware that most policies don’t…
“Tort,” in auto insurance, is a legal term related to liability, claims, reimbursement, and other legal requirements. It’s right to say that tort insurance is where insurance meets the law to serve policyholders and road users. So, when deciding on car insurance coverage, it’s important to understand tort insurance and the difference between full tort…
Accidents are always a scare — be it minor or major. If you’re driving on the road or backing up and hit a pole, you need to act right and call the police. But not only the police should know. You should also call your insurer and report the accident. Depending on the severity of…
If your vehicle has pre-existing damage, insurers know about it. This is especially if the damage is clear or when you’d reported it or claimed it. Now, you’re probably wondering, “how do insurers determine pre-existing damage?” In this post, you’ll learn what pre-existing damages are, what they entail and how insurers can figure them out….
Yes, but not all car insurance policies cover natural disasters. Only comprehensive car insurance provides coverage against losses and damages caused by almost all natural disasters. This means if you have comprehensive insurance you won’t need to have other individual plans. However, depending on your state and insurance provider, there may be special requirements or…
The process of buying a used car shouldn’t be complex. Typically, all you have to do is walk into a dealer shop, select your car, sign the papers, make a payment and leave with your car. Almost always, the process can drag for days or even weeks. Not to mention that sometimes some people land…
If you have a car, you need car insurance and when buying car insurance, there are lots of decisions to be made. So, what do you need for you to get car insurance? We’re glad you asked. In this post, we’ve compiled a guide of the important documentation and information you need to provide to…
End of content
End of content
