Points affect your insurance premium and rates. Higher points and violations can make you a high-risk driver in the eyes of your insurance company. Car insurance providers catalog customers’ driving records, including offenses and license points, for rate calculation purposes. … Read More
The question of whether homeowners insurance covers roof leaks or not is dependent on many factors. Your homeowners insurance coverage generally covers roof leaks if the cause on the policy doesn’t expressly exclude the cause of the leak. For example, … Read More
It depends on what the law dictates. Because driving a car without insurance is against the law, if you’re pulled over without car insurance, you may receive fines, license suspension, have your car impounded, and/or face legal charges. Here, we’ve … Read More
If you make a significant life change like moving – from one street to another or a new state – you need to update your driver’s license information. The Department of Motor Vehicles (DMV) requires you to change your license … Read More
In insurance, additional interest and additional insured are among the more commonly misunderstood terms. Most people often use them interchangeably, although they refer to entirely different parties. It’s important that you know the difference between an additional interest and an … Read More
If you’re wondering whether your car insurance is tax-deductible, there is no straightforward answer. Your car insurance premium can be written off or deducted from your taxes, only under certain circumstances. So, when is car insurance tax deductible? We take … Read More
If you’re buying a car, starting from your credit score is a good thing, and asking “what’s a good credit score for a car” is a good question. Lenders use your credit score to determine whether you qualify for a … Read More
You can add someone to your car insurance policy, but with conditions. Not everyone qualifies to be added to your car insurance. But there are also exceptions. Generally, before adding someone to your car insurance, you need to understand who … Read More
If you’ve leased out a property or you’re thinking about leasing out one, you will need a leased property insurance coverage. The right insurance policy can save you some headache regarding your property. Usually, landlords renting out a property (house, … Read More
“Cars are expensive” is a common phrase on the streets. But few people know exactly how much it costs to own a car per year. When asked how much it costs to own a car per year, people quickly think … Read More