Do you ever wonder how the cost of your car insurance premiums is calculated? You may have a general idea of what might or might not form part of your premium costs, but how insurance premiums are priced often remains … Read More

In car insurance, property damage liability helps pay the repair cost of damage you cause to others’ property, such as houses, vehicles, etc. Without property damage liability, you may have to pay for these costs from your pocket, which may … Read More

Points affect your insurance premium and rates. Higher points and violations can make you a high-risk driver in the eyes of your insurance company. Car insurance providers catalog customers’ driving records, including offenses and license points, for rate calculation purposes. … Read More

It depends on what the law dictates. Because driving a car without insurance is against the law, if you’re pulled over without car insurance, you may receive fines, license suspension, have your car impounded, and/or face legal charges.  Here, we’ve … Read More

If you make a significant life change like moving – from one street to another or a new state – you need to update your driver’s license information.  The Department of Motor Vehicles (DMV) requires you to change your license … Read More

In insurance, additional interest and additional insured are among the more commonly misunderstood terms. Most people often use them interchangeably, although they refer to entirely different parties. It’s important that you know the difference between an additional interest and an … Read More

If you’re wondering whether your car insurance is tax-deductible, there is no straightforward answer. Your car insurance premium can be written off or deducted from your taxes, only under certain circumstances. So, when is car insurance tax deductible? We take … Read More

If you’re buying a car, starting from your credit score is a good thing, and asking “what’s a good credit score for a car” is a good question. Lenders use your credit score to determine whether you qualify for a … Read More

You can add someone to your car insurance policy, but with conditions. Not everyone qualifies to be added to your car insurance. But there are also exceptions. Generally, before adding someone to your car insurance, you need to understand who … Read More

“Cars are expensive” is a common phrase on the streets. But few people know exactly how much it costs to own a car per year. When asked how much it costs to own a car per year, people quickly think … Read More