Auto Insurance

There’s a chance you’ve come across the word “Tort” when buying your car insurance. Often, “Tort” is a confusing term in auto insurance because it’s largely used in legal affairs. Not everybody understands the meaning of Tort or Full Tort when used in insurance. If your insurer or state mentions “Full tort coverage,” it means…

Every 45 seconds, a car is stolen in the United States. Being a victim of car theft is daunting. To help save your pain, you can file a cash settlement or brand-new car depending on your insurance policy coverage if you have car insurance.  But what happens if, out of nowhere, your stolen car turns…

“Tort,” in auto insurance, is a legal term related to liability, claims, reimbursement, and other legal requirements. It’s right to say that tort insurance is where insurance meets the law to serve policyholders and road users. So, when deciding on car insurance coverage, it’s important to understand tort insurance and the difference between full tort…

Accidents are always a scare — be it minor or major. If you’re driving on the road or backing up and hit a pole, you need to act right and call the police.  But not only the police should know. You should also call your insurer and report the accident. Depending on the severity of…

If your vehicle has pre-existing damage, insurers know about it. This is especially if the damage is clear or when you’d reported it or claimed it.  Now, you’re probably wondering, “how do insurers determine pre-existing damage?”  In this post, you’ll learn what pre-existing damages are, what they entail and how insurers can figure them out….

Yes, but not all car insurance policies cover natural disasters. Only comprehensive car insurance provides coverage against losses and damages caused by almost all natural disasters. This means if you have comprehensive insurance you won’t need to have other individual plans. However, depending on your state and insurance provider, there may be special requirements or…

The process of buying a used car shouldn’t be complex. Typically, all you have to do is walk into a dealer shop, select your car, sign the papers, make a payment and leave with your car. Almost always, the process can drag for days or even weeks. Not to mention that sometimes some people land…

If you have a car, you need car insurance and when buying car insurance, there are lots of decisions to be made.  So, what do you need for you to get car insurance? We’re glad you asked. In this post, we’ve compiled a guide of the important documentation and information you need to provide to…

Car insurance rates often go up after a speeding ticket. The insurance rates can go up 22% to 30%, on average. But this depends on a number of factors, including your state and insurance company. So, if you’ve received a speeding ticket, expect an increase in your car insurance rates. How Does A Speeding Ticket…

The car accident insurance claim process can be easy or complex — depending on what you know. But first things first: After an accident that causes damage, injury, or death, you will need to make an insurance claim to get insurance benefits. The claim process begins at the scene of the accident to how you…