“Tort,” in auto insurance, is a legal term related to liability, claims, reimbursement, and other legal requirements. It’s right to say that tort insurance is where insurance meets the law to serve policyholders and road users. So, when deciding on … Read More

Accidents are always a scare — be it minor or major. If you’re driving on the road or backing up and hit a pole, you need to act right and call the police.  But not only the police should know. … Read More

If your vehicle has pre-existing damage, insurers know about it. This is especially if the damage is clear or when you’d reported it or claimed it.  Now, you’re probably wondering, “how do insurers determine pre-existing damage?”  In this post, you’ll … Read More

Yes, but not all car insurance policies cover natural disasters. Only comprehensive car insurance provides coverage against losses and damages caused by almost all natural disasters. This means if you have comprehensive insurance you won’t need to have other individual … Read More

The process of buying a used car shouldn’t be complex. Typically, all you have to do is walk into a dealer shop, select your car, sign the papers, make a payment and leave with your car. Almost always, the process … Read More

If you have a car, you need car insurance and when buying car insurance, there are lots of decisions to be made.  So, what do you need for you to get car insurance? We’re glad you asked. In this post, … Read More

Car insurance rates often go up after a speeding ticket. The insurance rates can go up 22% to 30%, on average. But this depends on a number of factors, including your state and insurance company. So, if you’ve received a … Read More

The car accident insurance claim process can be easy or complex — depending on what you know. But first things first: After an accident that causes damage, injury, or death, you will need to make an insurance claim to get … Read More

Having car insurance means you are cautious, prepared for the unknown, and law-abiding. Why? Most states in the US, except New Hampshire, require all drivers to carry car insurance. But even in New Hampshire, the law requires drivers to show … Read More

Your car insurance premiums can be higher if you list a driver or someone in your household who insurers deem risky on your policy. But you can change this through an excluded driver. The term excluded driver might be confusing … Read More