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Why Do I Need Car Insurance?

Having car insurance means you are cautious, prepared for the unknown, and law-abiding. Why? Most states in the US, except New Hampshire, require all drivers to carry car insurance. But even in New Hampshire, the law requires drivers to show … Read More

Does Car Insurance Cover Flood?

Yes, car insurance covers flood damage only if you pay for comprehensive coverage. Floods are common natural disasters in the U.S. and more frequent in many northeastern states. If your car falls among the casualties of flooding, for example, after … Read More

Uninsured vs Underinsured

The Uninsured vs. Underinsured motorist coverage debate is a never-ending one. Not many people understand their difference. While Uninsured and Underinsured car insurance coverage terms are often confusing, they are simple to decipher. Their common ground? Uninsured and Underinsured coverages … Read More

No-Fault Insurance Definition

There’s a lot of confusion in insurance about what No-Fault insurance is and how it works. Most people confuse No-Fault insurance with Personal Injury Protection insurance. They’re rightly justified to do so. Why? In many cases, No-Fault insurance comes from … Read More

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