Standard homeowners insurance policies don’t often cover some perils like sewer backup. The losses, both financial and social, from a sewer backup peril can be devastating. It won’t be easy to recover without insurance coverage.  This is why sewer backup … Read More

Homeowners insurance is the type of insurance that gives you financial protection for your home and other important assets against disasters, theft, and accidents. Most lenders also require home insurance before they’ll let you take out a mortgage on a … Read More

The question of whether homeowners insurance covers roof leaks or not is dependent on many factors. Your homeowners insurance coverage generally covers roof leaks if the cause on the policy doesn’t expressly exclude the cause of the leak. For example, … Read More

If you’ve leased out a property or you’re thinking about leasing out one, you will need a leased property insurance coverage. The right insurance policy can save you some headache regarding your property. Usually, landlords renting out a property (house, … Read More

Being dropped by your insurance company is usually an unwelcome surprise. It can be embarrassing and affect your future homeowners insurance policies. Sometimes, finding a new insurance policy after being dropped can be challenging. If your homeowners insurance provider won’t … Read More

Theft in your home is always devastating. But that’s part of the reason you should consider taking homeowners insurance. When considering homeowners insurance, many people wonder if it covers theft and break-ins. The answer is yes, homeowners insurance policies cover … Read More

Whether homeowners insurance covers mold or not has been a topic of debate for decades. In many cases, whether or not your homeowners insurance covers mold in your home is often based on the source of the moisture that causes … Read More

If you’re wondering if your homeowners insurance can cover theft and break-ins, you’re not alone. Many other people wonder the same because the truth is, even though nobody wants to experience theft in their home, it’s a risk we can … Read More

One of the insurance policies you need to consider having is the property and casualty insurance (or P&C). Many people ask, “What’s the worst that could happen,” regarding the property they own. If you value your property and want to … Read More

To acquire or renew a homeowner’s insurance policy, your insurer will need to carry out a home insurance inspection for your home. It is a standard procedure. A good homeowner’s insurance policy protects your home from many risks, such as … Read More