Need Business Insurance In Dallas, Texas
Tatum insurance is an independent agency with an office in Dallas, Texas. We sell insurance policies from multiple insurance companies. We will offer you several coverage options and price points.
At Tatum insurance, we work for you, not the carrier. With our knowledge and connections in the insurance industry, we will find better value for your dollar and adequate coverage. Our dedicated professionals will explain complex terms of business insurance in simple language to help you make smart choices. Whether you need to review your billing or you simply want to change your coverage, Tatum insurance has got you covered.
Tatum insurance is an independent agency selling business insurance policies from multiple carriers. Our advice is unbiased because we work with several service providers, not just one. We will shop around for you, and find the best combination of coverage, service, and price. At Tatum insurance, we review your account annually and advise you accordingly throughout the changes in your life.
The Different Types of Business Insurance
If you operate a business with one or dozens of employees in Dallas, Texas, business insurance is mandatory. Business owners who wish to protect their firms from financial loss need to be covered by business insurance. There are several business insurance policies to protect your company including:
- Workers’ Compensation Insurance
- Professional Liability Insurance
- Commercial Property Insurance
Workers’ Compensation Insurance
Workers compensation insurance is used to compensate employees if they get ill due to workplace exposure or injured while on duty. This policy pays for medical expenses, death, and disability to the victims without considering who is at fault. Most states including Texas require employers to purchase workers’ compensation policy.
Professional Liability Insurance
A professional liability policy protects your business against claims such as negligence, malpractice, and misrepresentation from clients. This policy protects professional business owners such as lawyers, physicians, and accountants.
Commercial Property Insurance
Commercial Property insurance protects your business when an unexpected event causes financial loss to your company. Most business owners purchase this policy as part of their BOP policy. A commercial property policy can protect your business whether you own the premises, rent, or work from home. It also protects assets owned by your company.
Why You Need Business Insurance
Your firm needs business insurance to protect it from financial loss. A business insurance policy compensates you for damages to your property and liability claims. Some states require certain businesses to have a particular type of business insurance. Reasons why you need an insurance policy for your business include:
To Replace Lost Income
Business insurance may help to replace your company’s lost income when it’s not operating because of a covered loss.
To Protect You from Natures’ Disasters
Your business insurance will protect you from covered events which are not caused by acts of human beings.
Our Offices In Dallas, Texas
We have an office in Dallas, Texas. Tatum insurance is honored to serve the needs of the Texas business community. We will help you find the perfect policy with adequate coverage and competitive pricing.