Need Home Insurance In Dallas, Texas?

Tatum Insurance is an independent agency with an office located in Dallas, Texas. With us, you are spoilt for choice because we represent several service providers. We have a variety of coverage options at competitive prices.

Tatum insurance works for you, not the carrier. With our knowledge of homeowners insurance and connections to top rated service providers, we will find better value for your dollar with adequate coverage. Our dedicated experts will educate you about homeowners insurance policies in simple terms to help you make the right choices. In matters concerning insurance for your home, Tatum insurance has got you covered.

Tatum insurance is an independent agency selling homeowners insurance policies from multiple insurers. We offer free, unbiased advice to our clients because we represent several service providers, not just one. Tatum insurance has been in the insurance industry for six decades. Our professional team will explain the complexities of homeowners insurance in simple language. We will guide you throughout and help you find an insurance policy suitable for your household. Tatum insurance is your number one agency in the Dallas community.

The Different Types of Homeowners Insurance

Homeowners insurance policies typically protect four incidents on the insured house. Exterior damage, interior damage, damage or loss of personal belongings/assets, and injuries which may occur on the property.

The many types of homeowners insurance include:

  • Dwelling Coverage
  • Contents Coverage
  • Personal Liability

Dwelling Coverage

Dwelling coverage protects the structure of your house including:

  • Built-In Appliances
  • Flooring
  • Walls
  • Ceilings
  • Other Attached Structures

This type of coverage also protects your home from perils such as:

  • Fire
  • Theft
  • Hail
  • Vandalism

Dwelling coverage can help you repair or rebuild your home in case you suffer a total loss up to the set limit on your policy.

Contents Coverage

Contents coverage protects your personal belongings in your home. If perhaps a covered loss occurred, you would receive compensation equivalent to the value of each item as defined in your policy.

Personal Liability

This insurance protects you against claims of injuries to another person. It pays for medical expenses for your guest if they are accidentally injured on your property. The type of accident has to be covered.

Why You Need Homeowners Insurance

A homeowners insurance is not mandatory in Dallas, Texas. Though you may need to purchase a policy for various reasons such as:

You Mortgage Lender May Require It

In many cases, a mortgage lender may require you to have homeowners insurance. The mortgage lender will typically ask for proof of homeowners insurance before approving the finances. If you do not have a policy, the lender may purchase one in your name.

To Pay For Repair Or Reconstruction

If your home were burned down by fire or destroyed by a severe storm, homeowners insurance would compensate you. This policy would pay to repair the damages or rebuild your home up to your policy’s limit.

Our Office In Dallas, Texas

Our office is located in Dallas, Texas. We are here to help the Dallas community protect their homes by selling homeowners insurance policies to them. Tatum insurance will guide you through our policies and find the perfect match for you at competitive rates and adequate coverage.