Need Motorcycle Insurance In Norman, OK?
Tatum Insurance LLC is an independent insurance firm which provides motorcycle insurance services in Norman, Oklahoma. Our dedicated team of insurance experts will explain in details the various motorcycle insurance policies. Our work is to make it easier for you to choose and purchase an appropriate plan from different carriers.
We give our clients unbiased advice, and observe the best practices as we guide you in protecting your motorcycle. With Tatum Insurance LLC, you will be able to save money while we providing adequate coverage for your valuable bike.
Why You Need Motorcycle Insurance
Any motorcycle owner should be aware of the different products in the market. A good policy should provide financial protection if you are involved in an accident. Motorcycle insurance will also provide coverage for damages incurred.
Policies such as liability coverage will sort out the medical costs of the victim. If the victims sues you, this coverage pays your legal fees and any damages.
Types Of Motorcycle Insurance
Motorcycle insurance varies depending on the kind of motorbike in your possession. Some policies are more expensive compared to others. However, the important thing is to be covered. Here are the common types of motorcycle policies:
- Liability Insurance
- Medical Payments Coverage
- Collision and Comprehensive Insurance
- Trip Interruption Insurance
- Underinsured and Uninsured Motorist Protection
- OEM Parts Coverage
- Towing and Emergency Assistance
If you are in an accident and found liable, then you are responsible for the damages and medical costs. The liability coverage will take care of damages caused to your motorbike and other involved parties. This policy also covers your medical bills alongside the victim. Additionally, the liability coverage will pay legal fees if you are sued.
Medical Payments Coverage
Accidents on the roads are common. You can be involved in a crash even if you are in the right. In such cases, the medical payment coverage takes care of all medical expenses resulting from the accident regardless of who was at fault.
Collision and Comprehensive Insurance
Before buying insurance, you agree with your company on the types of events to be covered. Based on the recognized events, your insurance company will replace or repair your motorcycles. Some of the common covered cases include:
- Damage to windshield
Underinsured and Uninsured Motorist Protection
Underinsured and uninsured motorist protections comes in when you are involved in an accident with a driver without insurance. The underinsured protection will take care of the replacement, repair, and medical costs.
OEM Parts Coverage
The OEM parts coverage handles your motorcycle?s repair after an accident. The policy will provide you with the original parts from the manufacturer.
Trip Interruption Insurance
If you can’t proceed with your journey due to mechanical issues or another covered event, your insurer will pay for emergency food, lodging, and replacement transportation.
Towing and Emergency Assistance
This coverage takes care of stalled motorcycles due to mechanical problems. Your insurance company will pay for towing services. The towing and emergency assistant cover is available 24/7.
Our Office in Norman, Oklahoma
One of our Tatum Insurance LLC offices is located in Norman, Oklahoma. We exist to inform the Norman community about the importance of motorcycle insurance. Our team of experts will guide you until you find the right insurance package for your bike.