Need Auto Insurance In Scottsdale, AZ?
Tatum insurance is an agency with an office in Scottsdale, Arizona. We sell auto insurance policies from multiple insurance companies with several coverage options and pricing. With our knowledge and vast experience in the auto insurance industry, we will help you find an affordable policy and adequate coverage.
At Tatum Insurance, we work for you, not the carrier. Our dedicated professionals will educate you about different policies available to you in a simple language. Whether you need minimum liability, full coverage or another type of auto policy in Scottsdale, Tatum insurance has got you covered.
Tatum insurance is an independent agency selling auto insurance policies from multiple insurance carriers. We give our clients free unbiased advice because we work with multiple top carriers, not just one.
With our vast knowledge in car insurance, we will explain complex insurance terms and help you to make a smart choice. Tatum insurance will help you to find adequate coverage at competitive prices.
The Different Types of Auto Insurance
A car insurance is supposed to protect you against financial losses in the event of an accident. An auto insurance is an agreement between an insurance service provider and a policyholder. Your insurer agrees to pay for your losses as stated in your policy and you agree to pay a monthly premium.
There are various types of auto insurance policies including:
- Liability Coverage
- Collision Insurance
- Comprehensive Insurance
Liability coverage is a type of car insurance that is mandatory in most states. If you are responsible for causing an accident, liability coverage helps to pay for the other party’s damages. Drivers in Scottsdale are required to carry bodily injury liability coverage and property damage liability.
Collision coverage is an auto insurance which helps to pay for repair or replacement of your car after colliding with another vehicle or object. This type of insurance is usually required by a lender if you are financing or leasing your car.
This type of insurance policy helps pay to replace or repair your car if it is stolen or damaged in the event that is not a collision. If you are financing or leasing your car, your lender requires you to be protected by comprehensive insurance. It is an optional coverage if you own your car outright.
Why You Need Auto Insurance
In Arizona, before registering your vehicle and obtaining Arizona license plates, you are required to show proof of Arizona Automobile Insurance. Note that if the car is over five years old, it may be necessary to go through emissions testing prior to registration. You need auto insurance for several reasons including:
To Replace Your Car
An insurance coverage such as comprehensive insurance will pay to replace your vehicle if it is stolen.
To Pay for Damages
Your car insurance policy helps pay for damages to your vehicle after an accident. It may also pay for the other party’s damaged vehicle.
To Get Discounted Rates for Good Driving
If you are a good driver, you may get discounts on your monthly premiums. Some service providers offer cash back after a set period of no claims.
Our Office In Scottsdale, Arizona
We have an office in Scottsdale, Arizona. Tatum insurance is here to sell car insurance to the Scottsdale community. We will guide you through various auto insurance policies and find the perfect match for you at competitive pricing with adequate coverage.