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Homeowners Insurance In Scottsdale Arizona

Tatum Insurance is an independent agency with an office in Scottsdale, Arizona. We sell insurance policies from multiple service points with several coverage options and price points. At Tatum Insurance, we work for you, not the carrier. With our connections and knowledge of the insurance industry, we will find better value for your dollar with adequate coverage.

Our experts will explain the complexities of homeowners insurance in simple terms to help you make smart decisions. Whether you have a billing or claim concern, or you simply want to change your coverage, Tatum insurance is your advocate.

Tatum insurance is unbiased because we work with multiple carriers, not just one. With the knowledge we have acquired through a combined seven decades in the insurance industry, we will guide and assist you in choosing a suitable home insurance policy for you and your family. Let Tatum Insurance be your first choice when it comes to insuring your home.

The Different Types of Homeowners Insurance

Homeowners insurance is meant to protect your home against losses and damages. It also provides coverage to the assets in the house. This home insurance provides liability coverage against accidents in your home or on the property.

There are different types of homeowners insurance policies including:

• Dwelling Coverage
• Personal Property Coverage
• Liability Coverage

Dwelling Coverage

Homeowners dwelling protection protects the physical structure of your home such as the roof, walls, and floor. It can also help to protect other physical structures on your property such as the garage or a stand-alone shed.

Personal Property Coverage

Personal property protection helps to protect your personal belongings in the house. If your personal property is damaged or stolen from your home, this type of policy could help you to replace them with new ones.

Liability Coverage

Liability coverage protects you against claims filed against you after someone sustains injuries in your house. Liability insurance may help pay for medical bills for a guest’s injuries in your home.

Why Do I Need Homeowners Insurance?

It Protects Your Home

The most basic homeowners insurance protects your property against several hazards including:

• Fire
• Theft
• Vandalism
• Severe Weather

Your Mortgage Lender May Require It

While it is not mandatory, homeowners insurance is required by your mortgage lender. If you do not have this policy, your lender may purchase one in your name. A homeowners policy protects the interest of both the lender and the buyer.

Our office can be found in Scottsdale, Arizona. We are here to help with all your insurance needs. Tatum Insurance will guide you through several quotes and help you find the perfect choice for your needs.