Need Life Insurance In Scottsdale, Arizona?
Tatum insurance is an independent agency which sells life insurance policies from multiple carriers. Being an independent agency, we have always worked for you, not the carrier. We will give you unbiased advice about life insurance. Our dedicated team of experienced staff will guide you through the different types of life insurance policies. Tatum insurance will explain to you what the law is regarding life insurance. We offer competitive prices while still maintaining adequate coverage.
Tatum insurance offers you competitive pricing and adequate coverage. We sell life insurance policies from several carriers. However, we work for you, not the carrier. Tatum insurance has been selling insurance packages for over 60 years. We will give you unbiased expert advice and help you to find a life insurance policy suitable for your lifestyle.
The Different Types of Life Insurance
A life insurance coverage is an agreement between an insurance company and a policyholder. The agreement states that the insurer has to provide you with coverage, and you are to make monthly payments of the agreed premium. There are different life insurance policies to purchase depending on your needs including:
- Term Life Insurance
- Whole Life Insurance
- Guaranteed Universal Insurance
Term Life Insurance
Term life insurance is meant to provide pure death benefit protection for many years. The number of years is the “term” of the policy. Once the term expires, you can renew this policy annually. Most term life policies will allow a policyholder to renew until age 95. However, the renewal comes with higher premiums.
Whole-life insurance is a permanent policy which provides death benefits protection for the rest of your life. Whole life insurance offers guaranteed cash value accumulation and fixed premiums. This coverage has higher premiums than other life insurance policies.
Guaranteed Universal Insurance
This is a low priced permanent life insurance policy. It has a flexible death benefit period which you can tailor to last until age 121. Guaranteed life insurance builds minimum cash value, and the policy ends at the specific age.
Why You Need Scottsdale Life Insurance
Life insurance can fill several needs for policyholders which include paying for the mortgage while you are gone. It may also replace your income and provide financial support for your family and dependents. Policyholders of Scottsdale life insurance may purchase it for several reasons including:
Paying For Your Funeral
For people who are concerned about their funerals, small life insurance policies can pay for your funeral and other costs.
Leaving An Inheritance
If you do not have much wealth to leave your family, you may purchase life insurance to provide a small inheritance to your next of kin. Permanent life insurance pays for inheritance no matter your age when you die.
Providing For Your Family
Life insurance can replace your income, so that those who depend on you financially continue to live their lives normally.
Our Office In Scottsdale, Arizona
We have our headquarters located in Scottsdale, AZ. Our experts are here to sell life insurance policies to the Scottsdale community. Tatum insurance will help you to find a life insurance policy at competitive rates and adequate coverage.