Need Motorcycle Insurance In Scottsdale, AZ?
Tatum Insurance LLC is an independent insurance agency which offers motorcycle insurance services in Scottsdale, Arizona. Our pool of professionals is ready to advise you on the best products in the market. We are ready to ease the insurance buying process for you.
We represent multiple carriers so we remain unbiased in helping you find the best coverage for your motorcycle. Tatum Insurance adheres to best practices to attempt to save you money and get adequate coverage.
Why You Need Motorcycle Insurance
Motorcycle insurance offers financial protection in the event of a covered loss. This policy also entails liability coverage. If you are held responsible for another person’s injuries or property damage, the insurance will pay for the medical bills, and legal fees in case you are taken to a court of law.
Motorcycle Insurance Coverage Types
The kind of bike you own determines which type of motorcycle insurance you need.
Professionals at Tatum Insurance LLC will help you in selecting the appropriate coverage.
Some of the most popular motorcycle insurance coverage types include:
- Liability Insurance
- Collision and Comprehensive Insurance
- Medical Payments Coverage
- Underinsured and Uninsured Motorist Protection
- OEM Parts Coverage
- Trip Interruption Insurance
- Towing and Emergency Assistance
Liability insurance kicks in when a covered event happens when you are riding your bike. The insurance policy provides coverage for sustained injuries, and physical damages as a result of the event. Liability insurance will pay for the victim’s medical expenses, and lawsuits in case you are taken to court over the accident.
Collision And Comprehensive Insurance
Collision and comprehensive insurance takes effect when your motorbike is damaged, lost or any other listed event occurs in your policy. Your insurance will reimburse you for the replacement of your bike.
This coverage protects you against event such as:
- Damage To Windshield
- Accidents By Other Vehicles
- Accident With Animals
Medical Payments Coverage
Medical payment coverage will pay for all medical expenses incurred after an accident. The coverage offers protection regardless of who is at fault following the accident.
Underinsured And Uninsured Motorist Protection
Underinsured and uninsured motorist protections can help you pick up the pieces when there is no third-party insurer. If your motorcycle is destroyed by a driver who isn’t covered by insurance, the underinsured will take care of the costs.
This coverage will repair or replace your motorbike up to your policy’s limit. It also applies to the injuries you suffer at the hands of an uninsured driver.
OEM Parts Coverage
The OEM parts coverages kicks in to reimburse you for your motorcycle repair in the event of an accident. The policy will provide you with the original parts from the motorcycle manufacturer.
Trip Interruption Insurance
In the event that your bike breaks, your insurance will help you keep going. With trip interruption insurance, you will have access to emergency food, lodging, and replacement transportation.
Towing And Emergency Assistance
Your insurance will take care of your motorbike if you get stuck on the side of the road. It might be due to a flat tire or mechanical problem. The cover takes care of the towing, and it is available 24/7.
Our Office In Scottsdale, Arizona
The Tatum Insurance main office is located in Scottsdale, Arizona. We are here to educate the Scottsdale community about the benefits of motorcycle insurance. Our agency will assist you in the buying process. We will ensure that you find adequate coverage, and save your money at the same time.