People who live in rented apartments and homes need insurance protection that only HO-4 insurance can provide and not the landlord’s insurance. HO4 insurance, also called renters insurance, protects renters from unexpected accidents or incidents in the rented apartment. This … Read More
There’s a chance you’ve come across the word “Tort” when buying your car insurance. Often, “Tort” is a confusing term in auto insurance because it’s largely used in legal affairs. Not everybody understands the meaning of Tort or Full Tort … Read More
Every 45 seconds, a car is stolen in the United States. Being a victim of car theft is daunting. To help save your pain, you can file a cash settlement or brand-new car depending on your insurance policy coverage if … Read More
Standard homeowners insurance policies don’t often cover some perils like sewer backup. The losses, both financial and social, from a sewer backup peril can be devastating. It won’t be easy to recover without insurance coverage. This is why sewer backup … Read More
“Tort,” in auto insurance, is a legal term related to liability, claims, reimbursement, and other legal requirements. It’s right to say that tort insurance is where insurance meets the law to serve policyholders and road users. So, when deciding on … Read More
Accidents are always a scare — be it minor or major. If you’re driving on the road or backing up and hit a pole, you need to act right and call the police. But not only the police should know. … Read More
If your vehicle has pre-existing damage, insurers know about it. This is especially if the damage is clear or when you’d reported it or claimed it. Now, you’re probably wondering, “how do insurers determine pre-existing damage?” In this post, you’ll … Read More
Yes, but not all car insurance policies cover natural disasters. Only comprehensive car insurance provides coverage against losses and damages caused by almost all natural disasters. This means if you have comprehensive insurance you won’t need to have other individual … Read More
The process of buying a used car shouldn’t be complex. Typically, all you have to do is walk into a dealer shop, select your car, sign the papers, make a payment and leave with your car. Almost always, the process … Read More
If you have a car, you need car insurance and when buying car insurance, there are lots of decisions to be made. So, what do you need for you to get car insurance? We’re glad you asked. In this post, … Read More